THE BENEFITS OF HAVING A SAFE AT HOME

Better Safe than Sorry!

We know banks, businesses, and the wealthy have safes. But why should regular folks like us own a safe? If you reside in a quiet neighborhood, you may decide a safe isn’t needed. If you live in a more unpredictable part of town, you may be wondering what kind of safe might be best for you.

You may still be asking: What would I put in my safe, anyway?

We all have at least a few treasured objects. You likely have crucial documents, collectibles, and irreplaceable heirlooms. Why risk losing them, either because you misplace them or because they are stolen?

The fact is, there are a good number of reasons a home safe is an excellent idea ~ some of which you may not have thought of before.

Important Points to Consider

You’ll always know where your things are. If you often lose your stuff, you can keep all your important items in a safe, so you’ll never mislay them again.

Preventing theft. A safe prevents a burglar from stealing your valuables. Keeping your most prized possessions in a safe will give you peace of mind. Do you often throw parties at home? What about hosting house guests? When groups of people stay at your place, you can’t always keep an eye on every person. Therefore, it’s a comfort to know that your cherished items will stay untouched inside your home safe.

Guarding against fire. In case of fire, a premium-quality safe will safeguard whatever you have inside from destruction by fire. What would happen if you were to lose the following critical items to fire?

  • birth certificates
  • passports
  • copies of your driver’s licenses & other IDs
  • your last will & testament
  • insurance papers for filing a possible claim
  • powers of attorney, healthcare proxies, & living wills
  • list of family doctors with contact information
  • safe deposit box keys & other important keys you rarely use
  • mortgage records
  • outstanding loans and other debt records
  • documents regarding properties you own
  • tax records
  • pharmacy and prescription medication information
  • investment documents
  • titles to all your vehicles
  • rare coins & stamps
  • retirement plans
  • emergency cash
  • funeral arrangements
  • bank account information

Protecting against floods. If a flood comes, or any sort of water-related disaster, if you have the right safe, whatever’s protected inside will stay intact.

A safe is superior to a safety deposit box. A safety deposit box at your bank may seem better than a safe at home; yet actually, a home safe does give you numerous advantages:

  • You’ll have access 24/7, rather than just during office hours.
  • Strange but true: At a bank, a safe deposit box’s contents are hardly ever insured. But your home safe’s items are indeed usually covered by your homeowner’s or renter’s insurance policy.
  • Any cash kept in your safety deposit box is not FDIC-insured.
  • You’ll make a one-time investment, rather than have to pay a fee every month.
  • Your home is private, rather than public; anytime you want, you can take items out, and put them back in.
  • Upon the death of a loved one, if you’re the beneficiary, you may think you’ll be able to open that person’s safe deposit box. The problem is, however, that your bank will routinely seal your safety deposit box as soon as it receives the death certificate, which means you won’t be allowed to open it until the estate representatives supply the court papers.

Preserving your family photographs. You can keep digital copies of all your beloved family photos inside your home safe, and also store any older family photos. Otherwise, such photographic memories are irreplaceable.

Keeping backup data. Every computer owner knows that you have to keep backups of everything on your computer. When you know you have the data in your safe, should you ever experience computer glitches, your files will be completely retrievable. If your computer ever sustains a hard-drive crash, with your backup in your safe, you can restore everything.

Keeping your family out of harm’s way. If you own weapons, it’s imperative that you keep them from falling into the wrong hands. Prevent children or intruders from gaining access to your guns, axes, knives, explosives or any other harmful items. Avoid danger and tragedy!

Ask the Right Questions

Conduct thorough research to find the ideal safe for your home. Ask yourself these questions:

  • Should your safe be visible or well hidden?
  • How big should your safe be?
  • Look at the industry standards for optimal fire-resistance and water-resistance levels.
  • Which individuals will you trust who will always know how to open your safe?
  • Where is the most secure location in your home to place your safe?
  • Industry guidelines indicate a specific security rating for every safe manufacturer. Which level of security is right for your circumstances? Do you want something as standard as a combination lock, as sophisticated as an eye scan, or features in between? Do you desire to have a simple metal box? Or should it be substantially anchored?
  • What is your backup plan, if someone misplaces the information necessary for opening your safe?
  • What company will you contact if you encounter any technical problems?
  • Are there additional factors to consider for the proper protection of your specific items ~ light, humidity, temperature, and so on?

No doubt, a home safe offers you countless benefits. Home safes are available in numerous sizes, types, styles, and brands. Should you have any concerns about which safe technician is best for you to purchase, and you live any place in Riverside, California, you may want to bring all your questions to a mobile safe technician on staff at Riverside Locksmith. At such a reputable company, before deciding which home safe will be right for you, you can request a free consultation anytime at your convenience.

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